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Our products

You want to protect your business and plan for your future. As one of the financially strongest mutual insurance companies in the country, we’re ready to help you find the insurance solutions you’re looking for.

Whether you’re a small business owner or you’re seeking coverage for a large corporation with complex risks, we have a wide range of business insurance products that can help you protect what matters most.

All industries:

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401(k) and other retirement plans

We have the 401(k) and other retirement plan options and services to help you and your employees plan for retirement.

More about 401(k) plans
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401(k) and other retirement plans, plus life insurance

We’ll work together to help you plan for the future.

More about 401(k) plans and life insurance
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Builder’s risk insurance

Protect your profits and property from the unexpected during a construction or renovation project.

More about builders risk insurance
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Building insurance

With our building property coverage policies, you and your business are protected in case your building is damaged and requires repair or rebuilding.

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Business auto insurance

If driving is an important part of your business, we're ready to help you determine the most appropriate commercial auto coverages for your company.

More about business auto insurance
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Business income insurance

Property damage shouldn’t result in lost income. With our business income solutions, we’ll help you get back to business as you recover from property damage.

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Business liability insurance

Running a business comes with uncertainties. Protect yourself from the unknown with business liability coverage.

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Business life insurance

You and your top employees are your business’s most important assets. Protect what you’ve worked so hard to build.

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Business owner insurance

You’ve worked hard to get your business to where it is today. We make it easy to protect it. Let us help you with business owner’s insurance.

More about business owner insurance
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Business personal property insurance

Our business personal property insurance will help protect you from financial loss if your personal property is damaged at your business by a covered loss.

More about business personal property
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Commercial auto insurance

If vehicles and drivers are an essential part of operating your business, protect yourself and your employees with commercial auto insurance.

More about commercial auto insurance
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Commercial auto liability

If your business includes employees or customers driving a vehicle, you likely need commercial auto liability coverage. Let us help protect your business.

More about commercial auto liability
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Commercial property coverage

You know the importance of protecting your building, equipment, and inventory. Let’s sit down and discuss how our commercial property insurance plans can help.

More about property coverage
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Commercial umbrella insurance

Stop worrying if your company has enough liability coverage. Get extra protection with a business umbrella policy.

More about commercial umbrella insurance
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Contractor's E&O

Protect your livelihood and handiwork from costly mistakes that result in damages.

More about contractor's E&O insurance
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Contractor’s equipment insurance

Whether owned, leased, or borrowed, protect your equipment and keep your business running.

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Crime insurance

If you experience a loss from fraud or theft, you don’t want your business to suffer. Keep your business going with commercial crime insurance.

More about crime insurance
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Cyber liability insurance

Data breaches. While we hope they never happen to your business, they are a potential risk. Help protect your company with cyber liability coverage.

More about cyber liability insurance
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Dealers E&O

Protect your dealership’s bottom line from losses due to negligent errors and omissions regarding vehicle history reports, lease contracts, and more.

More about dealers E&O
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Dealership auto coverage

At Sentry, we’ll work with you to find insurance solutions for your dealership, from liability and physical damage to proactive risk management resources.

More about dealership auto coverage
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Employee benefits liability insurance

Consider an employee benefits liability endorsement to protect yourself and your company from errors in benefit administration.

More about employee benefits liability
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Employment practices liability insurance

While your employees are assets to your business, they can also be risks. Help manage those risks with employment practices liability coverage.

More about EPLI
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Equipment breakdown insurance

Choosing equipment breakdown insurance from Sentry can help you protect your business against losses when your equipment—from engines to computers—breaks down.

More about equipment breakdown insurance
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Equipment physical damage insurance

You care about your customers like we care about you. Help protect your customers’ equipment with our physical damage coverage—UltraGard® or SentryGuard.

More about equipment physical damage
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Errors and omissions coverage

Protection from damages due to errors and omissions.

More about E&O insurance
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General liability insurance

We offer protection against liability claims for your business. Coverage options include product liability, product recall, and errors and omissions.

More about general liability insurance
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Guaranteed cost insurance

We’ll work with you to determine whether a guaranteed cost workers’ compensation program with predictable premiums is right for your business.

More about guaranteed cost insurance
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Individual life insurance

If you were to die unexpectedly, would your loved ones be financially secure? Protect your family’s future.

More about individual life insurance
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Installation coverage insurance

Protect your equipment or materials when they are in transit or stored at a work site.

More about installation coverage insurance
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Large deductible workers’ compensation plans

Large deductible workers’ compensation plans can provide excellent value for large, financially strong businesses. We’ll help you build the right plan.

More about large deductible plans
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Motor carrier coverage

We have insurance solutions to keep you covered from loading dock to freeway, and all places in between.

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Motor truck cargo insurance

Protection for your business against losses due to cargo destruction, theft, and more.

More about Motor truck cargo insurance
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Non-trucking liability insurance

Do you drive your truck for non-work purposes? As an owner-operator, protect your livelihood when you’re driving for non-business purposes.

More about non-trucking liability insurance
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Personal and advertising injury insurance

Make sure your business is covered from claims against things like reputational harm or copyright infringement.

More about personal & advertising injury
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Physical damage insurance

Weather, animals, other drivers—all things that can damage your vehicle. Let us help cover your costs with physical damage insurance.

More about physical damage insurance
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Premises and product liability insurance

Don’t get stuck in a claim because of an injury at your business or damages from your products. Get premises and product liability insurance.

More about premises & product liability
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Retrospective rating insurance plans

If your business is financially stable and you’re looking to share workers’ compensation risk, a retrospective rating workers’ compensation plan may suit you.

More about retrospective rating plans
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Self-insured workers’ compensation

If your company chooses self-insurance workers’ compensation, we’ll help you manage risk by providing excess coverage with transparent cost structures.

More about self-insured plans
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Workers’ compensation insurance

With our innovative workers' compensation insurance solutions and experienced claims team, we'll help you protect your employees and your business.

More about workers’ compensation insurance
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Workers’ compensation small deductible plan

With a workers’ compensation small deductible plan, we’ll reduce your premium costs and our experienced claims team will handle your claims.

More about WC small deductible plans