Business income insurance
Having the right business income insurance can keep you operational and give you peace of mind when you need it most. We know you work hard to avoid property damage, but when the unexpected does happen, we’ll be there.
Many business owners who suffer property damage loss never restart their businesses—they’re unable to cover expenses while their operations are interrupted. By choosing Sentry for your business income insurance, you’ll take an important step toward a successful recovery from property damage.
FAQs
Payroll is included in our business income policies, as are other indirect (or time element) losses.
We know choosing the right insurance for your company is important, which is why we offer a range of modification options that allow you to customize your business income insurance. Several of these options involve indemnity—monthly limits, maximum periods, and extended periods—while others include payroll exclusions, annual business income, and extra expense. Ultimately, you determine your level of coverage, while our experienced agents are available for any questions you have.
After your business has experienced property damage, extra expenses are incurred as you continue your operation—at your regular location or a temporary one—while the loss makes normal operations impossible. Like business income, extra expenses are indirect losses, because the loss amount is determined by the length of time needed to restore or replace the property. Depending on your situation, you may need business income, extra expense coverage, or both. Your Sentry agent will work with you to help you decide on the coverage you need.
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More reasons to choose Sentry
Buy-sell protection plan
You’ve worked hard to build your business. We can help you protect it.
Community engagement
As the philanthropic arm of Sentry Insurance, our giving priorities include education, workforce development, United Way, and local organizations that work to improve quality of life.
