Construction insurance
We understand that you can face complex challenges and risks in the construction industry. We’re here to help make it easier for you. From your building and equipment to your day-to-day activities, we have the specific coverages to help your company succeed.
Whether you’re an independent contractor or you own a large construction company, we’ll work with you to help tailor our coverages to your business.
What we offer the construction industry:
Experienced safety services
Knowledgeable claims staff
Flexible payment options
Significant figures
Products for contractors
Physical damage insurance
Weather, animals, other drivers—all things that can damage your vehicle. Let us help cover your costs with physical damage insurance.
Cyber liability insurance
Data breaches. While we hope they never happen to your business, they are a potential risk. Help protect your company with cyber liability coverage.
General liability insurance
We offer protection against liability claims for your business. Coverage options include product liability, product recall, and errors and omissions.
Contractor's E&O
Protect your livelihood and handiwork from costly mistakes that result in damages.
Contractor’s equipment insurance
Whether owned, leased, or borrowed, protect your equipment and keep your business running.
Workers’ compensation insurance
With our innovative workers' compensation insurance solutions and experienced claims team, we'll help you protect your employees and your business.
Construction insurance FAQs
No matter the size, businesses involved in construction work often specialize in trades and industries with high risk for bodily injury, property damage, workers’ compensation, and loss of income. The bottom line is you face risks—and we’re here to help reduce them. We work with you to help you reduce the likelihood that your business experiences losses from theft of material and equipment during construction, unsafe activity at jobsites, or other potential hazards. We understand avoiding loss is a priority, and making any losses less troublesome after a claim will reduce their impact on your business. Our shared goal is to reduce your losses and manage the aftermath.
Ultimately, your risks, number of employees, use of work vehicles, and insurance claims history are all factors that may influence your rate. The easiest way to determine your cost is to get a customized quote. Just call us or contact an agent for a quote.
Safety is our No. 1 priority at Sentry. We’ll not only assign an experienced safety consultant to help you reduce the potential risk factors your construction business faces, they’ll also individualize a safety improvement plan for you. Some of the services we can offer you include:
Site safety inspections
Gap assessments
Fleet safety management
Safety program review and development
Guidance for substance abuse prevention and
program implementation
Safety training, including:
Annual safety meeting participation
OSHA regulatory updates
Toolbox talks
DOT updates
Online safety training
Loss trend analysis
Large loss investigation
OSHA citation consultation
Experience modifier rate (EMR) explanation and improvement plans
Bid prequalification assistance
Industrial hygiene sampling
We understand agency regulations are constantly changing and it can seem impossible to stay updated. We’re here to help. We keep up with OSHA, DOT, and insurance regulations. Since our Safety Services consultants specialize in the unique risks of the construction industry, they monitor regulatory changes and can share them with you. We are active in trade associations and monitor changes in state and federal agencies to maintain our expertise.
Our customer success stories
See other stories
Sentry works efficiently to help Spectra Print recover from fire and subsequent business interruption.
Huff and Puff Trucking values workplace safety. So do we. Together, we’ve built a long-term relationship based on shared priorities, reliability, and trust.
At Sentry, we work closely with customers like Green Bay Packaging to help determine the best outcome for workers’ compensation claims.
Operating landscaping machinery comes with its share of risks. That’s why safety is the No. 1 priority at Greenbrier Lawn and Tree Expert Co.
When LandMark Implement experienced a large fire at their newly acquired shop, getting their new employees back to work quickly was their top priority.
While others struggled to rebuild in the wake of a tornado, Barry Grossenburg was up and running within days and doing business from a new facility in a year.
Small businesses rely on personal touch as a factor in keeping customers. The same thing holds true for Sentry in providing insurance solutions for small businesses.
Related resources
Construction resources
Explore our resources featuring valuable tools, articles, and guides on topics related to insurance coverages, safety resources, and retirement strategies.
Workers’ compensation 101: A guide for employers
Accidents happen. That’s why workers’ compensation is crucial—and in some states required—to help you protect your business and your employees. This helpful guide explains the complexities of workers’ compensation.
