Equipment breakdown coverage
It’s easy to take your equipment for granted when it’s running smoothly. But when breakdowns happen, your foresight and coverage plan can be the difference between a minor hiccup and weeks of lost productivity. Choosing the right equipment insurance is a key step in protecting your business.
We know that preventing a major breakdown isn’t always possible. But when the unexpected becomes very real—and very urgent—our equipment breakdown insurance can help you reduce your costs and get back to work sooner.
FAQs
When you choose equipment breakdown insurance with us, your coverage extends well beyond the boiler room. Our policies provide protection against breakdowns for mechanical equipment—engines, fans, conveyers—and electrical equipment—computers, generators, motors—along with traditional boilers and machinery.
We offer broader coverage than many of our competitors. For example, we cover many causes of loss—mechanical breakdowns, damage from artificially generated electrical current, steam explosions, and water heater damage—that are often excluded from a standard form. We also offer $250,000 sublimits for pollutant cleanup, refrigeration contamination, and perishable goods spoilage.
This really depends on you and your business. What types of equipment do you depend on? Which industry are you involved in? How prepared are you, your employees, and your facility for equipment breakdowns today? Our team of knowledgeable, experienced agents is ready to work with you, learn about your business, and help you determine the level of coverage that makes sense for you.
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