When we think about liability insurance, we typically think about bodily injury and physical damage coverages. But what about legal violations that don’t involve tangible damages or bodily harm? Personal and advertising injury coverage helps protect you from claims against your business, like infringed copyrights or reputational harm.
With personal and advertising coverage, we can help protect you if someone accuses your business of:
Libel or slander
Invasion of privacy
Copyright infringement
Malicious prosecution
Wrongful eviction or entry
False arrest, detention, or imprisonment
This coverage is also known as Coverage B, and is included with commercial liability policies.
Personal and advertising injury coverage includes bodily injury that occurs during one of the covered offenses. For example, if a false arrest leads to bodily injury, that injury might be covered under personal and advertising injury.
With this guide, you’ll learn the key factors involved in choosing the business insurance products that make sense for your company.
Wondering why your business needs insurance and what coverages are available? Learn more about protecting your business.