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Commercial umbrella insurance

You buy standard business liability insurance to cover you in the event of an accident. But what happens if your costs are greater than your liability policy limits? How will you pay the remaining balance? Commercial umbrella liability insurance picks up where your standard liability leaves off. Let us help give you an extra layer of protection with commercial umbrella liability coverage.

Blue icon of two people under an umbrella

FAQs

Suppose a customer gets injured by one of your products. Your company ends up in a lawsuit with expenses you owe. Your business insurance covers the cost up to the limits specified in your policy, but it’s not enough. You still have obligations to make payments. Umbrella liability insurance can assist with covering the remaining balance, up to your umbrella policy limits.

Our commercial umbrella insurance policies provide excess and drop-down coverage to assist in addressing your liability coverage needs. If you have an umbrella policy, it can apply to your liability coverages, like auto and general liability.

If you want extra liability protection, you can obtain commercial umbrella insurance. Although large companies are probably more likely to face a large lawsuit, they have more money to cover expenses. So regardless of the size of your business, you should consider a commercial umbrella policy.

Significant figures

8
Sentry leaders
While we’ve been in business a long time, we’ve had just eight leaders during our more than 120-year history.
120+
Years in business
Sentry and its predecessor companies have offered insurance coverage to businesses like yours for more than 120 years.
$6.25
Total premium
The total premium of first policy sold by Hardware Dealers Mutual Fire Insurance Company of Wisconsin.

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