Insurance for auto dealers
It's challenging to meet the ever-changing needs of American car buyers while also keeping up with automotive technology advances. We understand that—and the other unique issues you face. Our customizable property and liability insurance solutions are written to handle the special insurance exposures you face. We can even help you prepare for the future with 401(k) plans and key person protection.
Protection now. Preparation for the future. It’s all about helping provide the types of coverage and services you need.
We can help auto dealerships:
Minimize risks to your dealership
Safeguard your employees
Protect your inventory, showrooms, and service areas from loss or damage
Auto dealers choose us because we offer customized coverage plans and comprehensive risk management services.
We understand your lot is busy with customer test drives and scheduled maintenance visits. Your business insurance program should reflect the unique nature of your dealership. That’s why our agents will work with you to create an insurance plan that makes sense for your business, addressing issues such as title errors and omissions. What’s more, our experienced Safety Services staff will work with you to help improve safety on your lot and identify risks that could result in a claim. Should something happen, our claims staff will be there to help protect your bottom line.
Sentry Risk Factor
How does your dealership’s risk management program stack up? Find out with our risk assessment tool.
Significant figures
Products for auto dealerships
Cyber liability insurance
Data breaches. While we hope they never happen to your business, they are a potential risk. Help protect your company with cyber liability coverage.
Employment practices liability insurance
While your employees are assets to your business, they can also be risks. Help manage those risks with employment practices liability coverage.
Dealers E&O
Protect your dealership’s bottom line from losses due to negligent errors and omissions regarding vehicle history reports, lease contracts, and more.
Business income insurance
Property damage shouldn’t result in lost income. With our business income solutions, we’ll help you get back to business as you recover from property damage.
401(k) plans and life insurance
We’re here to help you and your employees plan for the future.
Workers’ compensation insurance
With our innovative workers' compensation insurance solutions and experienced claims team, we'll help you protect your employees and your business.
Frequently asked questions (FAQs)
The cost of insurance for your dealership depends on several key factors, including—but not limited to—your loss history, number of employees, employee driving records, use of loaner vehicles, safety controls, inventory values, and your dealership’s location.
We’ll work with you to learn about your business and help you identify the coverages that make sense for your situation. To begin, we encourage auto dealers to consider the following coverages:
General liability
Auto liability
Umbrella liability
Products coverage
Dealers’ errors and omissions (E&O)
Employment practices liability (EPLI)
Pollution coverage
Building insurance
Business income loss coverage
Crime coverage
Employee theft coverage
Cyber liability coverage
Workers’ compensation
Many dealers can also benefit from buy-sell agreements, key person insurance, and life insurance, and offering 401(k) plans.
DOL coverage is physical damage coverage—comprehensive and collision—for your vehicle inventory being held for sale. It covers things like vehicle collisions, theft, hail and fire damage, and other scenarios that could impact vehicles on the lot.
Our customer success stories
See other stories
Sentry works efficiently to help Spectra Print recover from fire and subsequent business interruption.
Huff and Puff Trucking values workplace safety. So do we. Together, we’ve built a long-term relationship based on shared priorities, reliability, and trust.
At Sentry, we work closely with customers like Green Bay Packaging to help determine the best outcome for workers’ compensation claims.
Operating landscaping machinery comes with its share of risks. That’s why safety is the No. 1 priority at Greenbrier Lawn and Tree Expert Co.
When LandMark Implement experienced a large fire at their newly acquired shop, getting their new employees back to work quickly was their top priority.
While others struggled to rebuild in the wake of a tornado, Barry Grossenburg was up and running within days and doing business from a new facility in a year.
Small businesses rely on personal touch as a factor in keeping customers. The same thing holds true for Sentry in providing insurance solutions for small businesses.
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