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Golf course insurance
From the manicured greens to excellent guest experiences, we understand the hard work and knowledge it takes to operate a golf course. We know because we’re in the business of golf, too. In addition to more than 120 years of business insurance experience, we’ve owned and operated our own golf course, SentryWorld, since 1982.
Our golf insurance customers
The types of 18+ hole golf operations we serve include (but aren't limited to):
Public courses: Open to the public, often owned by local municipalities
Semi-private courses: Open to the public, but have memberships available
Country clubs: Private, members-only organizations
Our golf relationships
We opened our own golf course, SentryWorld, in 1982. Since then, we’ve recognized how the game of golf parallels our values of integrity, trust, and conversation. That’s why we’ve continued to build our relationship with the game. We believe these relationships—coupled with our insurance experience—help us understand how to best protect your business.
USGA
In 2021, we became the Official Insurance Partner of the USGA and presenting partner of its handicapping system, GHIN.
First Tee
Also in 2021, we became a trustee of First Tee to help grow the game of golf in underserved communities.
PGA TOUR
We were named the title sponsor of The Sentry in 2017, and are committed to the tournament through 2035.
Insurance coverages for golf courses
In addition to a variety of standard property and casualty coverages, we offer golf course specific coverages to help protect your employees, your guests, and your course.
General liability insurance
If your services, operations, or employees cause a loss, our liability insurance options can help cover them.
Liquor liability
Helps cover damages resulting from a person you served alcohol to
Golf and tennis pro professional liability
Helps cover damage like injuries and negligence claims to your employees who teach and coach guests
Cyber liability
Helps cover losses due to a data breach or other cyber crime
Property insurance
From your own property to the property of your valued guests, we have a variety of coverages to help protect them.
Trees, shrubs, and plants coverage
Helps protect the valuable landscaping that makes your course unique
Errant golf ball damage
Helps cover damages caused by golf balls
Personal property coverage
Helps cover damages to or loss of your guests’ personal property
Additional golf insurance coverages for your course
The coverages above are just a few of the specific products we have to help protect your course and your employees. Contact us to learn more about available coverages like equipment breakdown, premises liability, and even fine arts coverage.
We understand what it takes to operate a golf course. Let us help protect yours.
Golf insurance frequently asked questions (FAQs)
In addition to our insurance products, we offer knowledgeable, tailored safety services to the businesses we insure. From online resources to dedicated safety professionals, we go out of our way to get to know your business and how we can help you make it safer.
We have a dedicated in-house claims team that’s committed to working with you to resolve your claim quickly. You can report a claim 24/7—we’re ready to help.
Our commitment to the game of golf is a large part of who we are at Sentry and hope it’s a relationship we can share with you, too. We have additional information on our golf history and the Sentry Tournament of Champions available.
Let’s talk
Related resources or services
SAFETY
Improve your golf course employment practices
As you look to hire and retain employees with the right combination of technical knowledge and interpersonal skills, be sure everyone involved recognizes the risks of unacceptable hiring and employment practices.
SAFETY
Establish a golf cart safety program
Golf carts can make your course more accessible and enjoyable, but inadequate safety practices can lead to costly losses. To help protect your visitors, you need to properly maintain both your fleet and the course itself.
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