Help secure your employees’ futures
401(k) services to help you prepare for retirement
Retirement readiness is an essential part of a person’s overall financial well-being. But there’s a lot to know when it comes to planning for retirement. At Sentry, we get to know our customers and their employees so we can help design a 401(k) plan that works for them.
From plan design to educational and administrative services—we’re with you every step of the way. Explore the resources on this page to learn more about how we can help plan sponsors and participants reach their retirement goals.
Not a Sentry customer?
See what we have to offer for retirement planning. We want to get to know you. Let’s talk about how our 401(k) products and services can benefit you and your employees.
Our 401(k) educational resources
Your Sentry team will engage with you and your employees on a continuing basis. We offer in-person and virtual enrollment and education services, as well as in-person demonstrations that include:
The importance of saving for retirement
Understanding the investment options available in your plan
Navigating the Sentry retirement website
Gaining an understanding of your employees’ retirement goals
Morningstar Retirement Manager
Are your employees on track for retirement? We offer services through Morningstar Retirement ManagerSM, an independent, third-party investment manager, who can help participants make the best retirement and investment decisions possible. The Morningstar Retirement experience includes:
Free point-in-time advice, including personalized investment advice
Managed accounts with ongoing advice for a reasonable fee
Overall retirement advice on your entire financial portfolio
Morningstar’s services add no additional cost to plan sponsors. If participants choose to have Morningstar manage their account for them, they’ll be charged an annual service fee of 0.22%. Or they can use Morningstar’s free point-in-time advice.
Our retirement calculators
There are a lot of things to consider when it comes to planning for retirement. Our retirement calculators can help you determine how much you’ll need for retirement, if you’re saving enough to reach your goal, and more.
When should I begin saving for retirement?
Waiting to start saving toward your retirement could cost you. The best time to start saving is now. See how much waiting will impact you.
How much do I need to save for retirement?
This pre-retirement calculator will help you determine how well you've prepared and what you can do to improve your retirement outlook.
How much retirement income will I receive from my 401(k)?
Use this calculator to determine how much your 401(k) account may be worth when you retire and the potential retirement income you’d receive.
401(k) customer experiences
Our customers are at the heart of everything we do at Sentry. The relationship we’ve built with Spectra Print over the years is just one example of our customer service.
FAQs
We offer a range of plans to choose from, including:
Traditional 401(k)
Roth 401(k)
Safe harbor 401(k)
Profit sharing
Money purchase
Cash balance plans (investment services only)
Investment-only services for other plan types
We offer investment choices from well-known investment firms.
For plan sponsors, we offer services through Mesirow FinancialSM—at no cost to you. As an independent registered investment manager, they:
Reduce your fiduciary liability for selecting and monitoring your plan’s investment options
Offer indemnification for their investment-related decisions
Provide quarterly investment analysis
Employ a dedicated team of experts to manage your investment lineup
For participants, we offer services through Morningstar Investment Manager. Participants can choose to have Morningstar manage their account for them for a small fee, or they can use Morningstar’s free point-in-time investment and overall retirement advice.
With our one-team, one-company approach, you can avoid the inefficiencies of working with multiple companies at once. Your Sentry team will conduct comprehensive plan management for your business. They’ll review your plan’s overall health, hold education and enrollment meetings to detail what services you’ll receive, and more.
Mesirow refers to Mesirow Financial Holdings, Inc. and its divisions, subsidiaries, and affiliates. The Mesirow name and logo are registered service marks of Mesirow Financial Holdings, Inc.© 2023, Mesirow Financial Holdings, Inc. All rights reserved. Advisory services offered through Mesirow Financial Investment Management, Inc. an SEC-registered investment advisor. Mesirow is not affiliated with Sentry Life Insurance Company or Sentry Life Insurance Company of New York.
Morningstar® Retirement ManagerSM is offered by Morningstar Investment Management LLC, a registered investment adviser and subsidiary of Morningstar, Inc., and is intended for citizens or legal residents of the United States or its territories. Investment advice generated by Morningstar Retirement Manager is based on information provided and limited to the investment options available in the defined contribution plan. Projections and other information regarding the likelihood of various retirement income and/or investment outcomes are hypothetical in nature, do not reflect actual results, and are not guarantees of future results. Results may vary with each use and over time. All investments involve risk, including the loss of principal. There can be no assurance that any financial strategy will be successful. Morningstar Investment Management does not guarantee that the results of their advice, recommendations, or objectives of a strategy will be achieved. Morningstar Investment Management LLC is not affiliated with Sentry Life Insurance Company or Sentry Life Insurance Company of New York.
